Ryan James

President & CEO, Surety Bank, Deland

After becoming CEO of this community bank in 2009 when he was 30, James steered it into taking on business that other banks didn’t want, like cannabis companies and check-cashing places. James, who calls Surety “Florida’s most profitable bank,” adds that “Our 98-year legacy thrives on innovation, particularly in anti-money laundering, with a lean, technologically advanced team of 39.” James shares his insights into the future of money on his podcast, The Paper Podcast.

EDUCATION: Florida State University (BS)

IF I WERE GOVERNOR: I’d tackle the state’s exorbitant auto and homeowner insurance premiums. Florida leads the nation in insurance costs, a burden that unjustly penalizes its hard-working residents.

READING: The Fish that Ate the Whale, by Rich Cohen

INSPIRING FLORIDIAN: Bobby Bowden, the legendary football coach. His leadership on and off the field, characterized by integrity, perseverance and compassion, transcends sports.

MOTIVATIONAL MANTRA: ‘As you start to walk on the way, the way appears.’ This resonates deeply with me, reflecting my journey through uncharted territories without mentors or guides. It underscores the power of taking the first step towards your goals, even when the path is unclear.